(281) 688-6166
Flexible Financing Options for Foreign Buyers
At Lending by Joseph, we specialize in providing customized mortgage solutions for international buyers seeking to invest in U.S. real estate. Whether you're purchasing a vacation home, an investment property, or a second residence, our programs are designed to meet your unique needs.
Our foreign buyer loan options offer:
Asset-Based Qualification: Leverage your global assets to secure financing, minimizing the need for traditional U.S. income documentation.
Competitive Rates: Access favorable interest rates tailored for international investors.
Streamlined Processing: Benefit from an efficient approval process, enabling you to capitalize on timely investment opportunities.
Key Features of Foreign Buyer Loans
Eligibility: Open to non-U.S. citizens, including those without a U.S. credit history.
Property Types: Financing available for various property types, including single-family homes, condos, and investment properties.
Loan Terms: Flexible loan terms to suit your investment strategy.
Documentation: Simplified documentation process, accepting international credit reports and income verification.
Benefits of Choosing Lending by Joseph
Expert Guidance: Our experienced team will guide you through every step of the mortgage process.
Customized Solutions: We tailor loan programs to fit your specific financial situation and investment goals.
Global Reach: Serving clients from various countries, we understand the nuances of international real estate investment.
Eligibility Criteria
Credit Score: While a U.S. credit score is not mandatory, a strong international credit history is beneficial.
Down Payment: Typically, a minimum of 20% down payment is required.
Income Verification: Proof of income through international bank statements or employment letters.
Identification: Valid passport and visa documentation.
Foreign Buyer Mortgage Calculator
Estimate your monthly payments for a U.S. property as a foreign buyer.
Get in Touch with Lending by Joseph
Ready to take the next step in your real estate investment journey? Whether you prefer to call, email, or schedule a consultation, our team is here to assist you.
See what customers say about our service
STILL NOT SURE?
Frequently Asked Questions
Can I get a mortgage in the U.S. without a U.S. credit history?
Yes, we offer loan programs that consider international credit reports and alternative documentation.
What types of properties can I finance?
You can finance various property types, including single-family homes, condos, and investment properties.
How long does the approval process take?
The timeline varies, but our streamlined process aims to provide approvals within a few weeks.
Do I need to be present in the U.S. to close the loan?
No, we offer remote closing options for international clients.
Related resource
Understanding FHA Loans in 2025
Buying a home is one of the most significant financial decisions you’ll make, and in 2025 ...more
FHA Loans
May 22, 2025•9 min read
Refinance Mortgage Loans Guide 2025: Everything You Need to Know
Explore refinancing mortgage loans in 2025. Learn how to lower rates, reduce payments, or access equity with our expert tips. Get pre-qualified now! ...more
Loan
May 13, 2025•8 min read
:
2918 W Grand Pkwy N Ste. 150-120, Katy, TX 77449
Houston, TX 77449
Company State License#
AZMB - 0944059
Contact Us
Joseph "DOC" Soulamon
Your Trusted Mortgage Advisor
NMLS # 2234526
Located In: All states EXCEPT NY & MA
Phone:
(281) 688-6166
Email:
PROUD SUPPORTER OF
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Joseph Services all of All states EXCEPT NY & MA
An Equal Housing Lender All Rights Reserved. © 2025