Borrowers With Considerable Assets refers to individuals who may not have traditional income sources (like a steady paycheck or W-2 income) but do have significant liquid or semi-liquid assets—such as savings, investment portfolios, retirement accounts, or real estate.

In the mortgage world, these borrowers can qualify for what's called an Asset-Based Mortgage Loan (or Asset Depletion Loan), where the lender uses their assets—as opposed to income—to determine eligibility and repayment ability.