Not always. Many of our loan options, like DSCR loans, focus on the property's income potential rather than personal income. This is advantageous for self-employed individuals or those with non-traditional income sources.

Down payment requirements vary by loan type and lender. Generally, expect to pay between 15% and 30%. For instance, DSCR loans may require a 25% down payment to secure favorable terms.

Approval times can be swift, especially for asset-based loans like hard money loans, which can be approved within 24–48 hours and funded in as little as 5–7 business days. Traditional loans may take longer, typically 30–45 days, due to more extensive documentation and underwriting processes.

Yes, many of our loan products allow you to use projected or existing rental income to qualify. For instance, DSCR loans assess the property's ability to generate income to cover debt obligations, making them ideal for rental property investors.

Absolutely. We offer specialized loan programs for foreign nationals and individuals without a U.S. credit history, enabling them to invest in U.S. real estate. These programs consider alternative documentation and asset verification.

The number of properties you can finance depends on the loan type and your financial situation. For example, DSCR loans often have no limit on the number of properties, allowing investors to expand their portfolios without traditional income verification.